ClinicPay

Insights

Revenue cycle updates on denials, prior authorization, payer policy, and cost-to-collect — every claim links to a real, dated source.

  • Patient Payment Plans and Regulation Z: What Clinics Should Not Guess

    · ClinicPay Insights

    Under Regulation Z (12 CFR § 1026.2), a creditor includes a person who regularly extends consumer credit subject to a finance charge or payable by written agreement in more than four installments. Clinics designing patient plans should read the text and take legal advice — not infer safety from a blog.

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  • Measuring Cost to Collect Without Fooling Yourself

    · ClinicPay Insights

    HFMA’s cost-to-collect guidance is clear that the KPI only works with an explicit expense definition and cash-collections denominator. Premier’s $57.23 per-claim adjudication figure shows how quickly RCM labour adds up — and why apples-to-apples comparisons fail when methods differ.

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  • Why Patient Responsibility Grew — and Why Clinics Feel It First

    · ClinicPay Insights

    KFF’s 2025 Employer Health Benefits Survey puts the average single-coverage deductible at $1,886, with 88% of covered workers facing a general annual deductible. That plan design is why independent clinics are collecting larger balances with tools built for copays.

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Insights — clinicpay.ai